Chase 5/24 Rule Explained In Detail – Everything You Need To Know (Updated For 2019) – Doctor Of Credit

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Chase 5/24 rule guide: 5/24 is one of the most restrictive policies affecting applications for new credit cards. In this guide we explain the details, outline the affected cards and profer strategies to bypass or at least lessen the pain associated with Chase 5/24.

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If you plan on taking out a few credit cards that will earn you lots of miles and points, then you need to know the ins and outs of the "Chase 5/24 Rule, which is a rule that Chase does not formally publish. Included in this article are the cards that are subject to the rule, and those that aren’t.

With this rule, Chase typically won’t approve you for some of their cards if you’ve opened five or more new card accounts in the past 24 months. There are some more details to be aware of, so see this post for everything you need to know about 5/24. As I explained in May, I was in a position where I needed to decide whether I was going to.